PropIntel AI vs paying for an appraisal
These are not competitors. An appraisal certifies what a property is worth. PropIntel decides whether the deal is worth certifying. Using one where you need the other is the expensive mistake.
What an appraisal is, plainly
A state-licensed appraiser visits the property, selects comparable sales, makes adjustments, and issues a written opinion of value under professional standards. A lender will accept it. A court will accept it. A property appraiser reviewing a tax appeal will accept it.
PropIntel is none of those things, and it says so on every page. It is an informational estimate. It will not get your loan approved and it should never be handed to anyone as a valuation.
What it does instead is answer a different question. An appraisal tells you the property is worth $472,000. It does not tell you that at your purchase price, with your financing, after Broward millage and a real Florida insurance premium, the property loses $1,532 a month. That is the question that decides whether you make the offer at all.
Pay for the appraisal when
- A lender requires one
- You are appealing an assessment
- Divorce, probate or litigation
- The deal is close and the value is the thing in dispute
Run PropIntel when
- You are deciding whether to offer at all
- You are screening several properties
- You need cash flow and returns, not just value
- A client is asking "is this a good deal?" on the spot
The sensible order is usually this one: screen with PropIntel, and when a property survives screening and you are ready to commit, spend the $500. Paying for an appraisal on a deal that never penciled is the most avoidable cost in this business.
Screen it before you pay for it.
Two full reports a month are free. If the deal does not survive the numbers, you have saved yourself an appraisal fee and a fortnight.
Run your first report freeSee an example report first — it scores the deal 15 out of 100.