Cash-on-cash return.
Enter the total cash you put in — down payment, closing costs, and rehab — plus your monthly cash flow, and see the annual return on the money you actually invested.
These calculators run entirely in your browser and are provided for educational estimates only — they are not financial advice. Create a free account to save full AI property reports with these metrics computed for you.
Cash-on-cash return is annual cash flow divided by the cash you invested, so unlike cap rate it accounts for leverage — how much you borrowed versus paid in. It's the number that answers “what is this deal returning on my own money?” Pair it with cap rate for the unleveraged picture, and remember it ignores appreciation, loan paydown, and tax benefits, which a full analysis weighs too.
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